FCA Motor Finance Redress Scheme — Payouts expected from 2026. Check your eligibility now — it’s free.
Motor Finance Claims — 2026 Scheme

Did your car finance cost you more than it should have?

Millions of UK drivers may be owed compensation for hidden commission on PCP and HP agreements taken out between 2007 and 2024.

Check My Eligibility — Free →
No paperwork needed Takes 2 minutes No Win, No Fee No obligation
Step 1 of 5
Eligibility Check
Did you have car finance between 2007 and 2024?
This includes PCP, HP or any similar vehicle finance arranged through a dealership or broker.
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Yes
I had a finance agreement
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Not sure
I may have had finance
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No
I didn't use car finance
What type of finance agreement was it?
Select the closest match — choose "Not sure" if you’re unsure and we’ll work it out.
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PCP — Personal Contract Purchase
Monthly payments with an optional balloon payment at the end
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HP — Hire Purchase
Monthly payments, you own the car outright at the end
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Not sure
I can’t remember which type it was
Who provided your finance?
Select your lender — or choose "Other / Not sure" if you can’t remember.
When did you take out the agreement?
If you had more than one, select the period for the most recent one.
Good news: The FCA scheme covers agreements from April 2007 to November 2024. Most agreements in this period qualify for review.
2007 – 2013
Earlier period
2014 – 2017
Mid period
2018 – 2021
Most common DCA period
2022 – 2024
Recent agreement
You look eligible — enter your details
No obligation.

No Win, No Fee · Fee applies only on successful claims · You can claim for free directly with your lender or via the Financial Ombudsman Service

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Your check has been submitted

Thank you — a ClaimWise specialist will review your information and be in touch shortly.

What happens next
1
We review your caseOur team checks your details against known lender DCAs and mis-selling criteria
2
We contact your lenderIf eligible, ClaimWise submits a formal complaint to your lender on your behalf
3
You’re kept informedWe handle the entire process and update you at every stage
4
Outcome confirmedIf successful, your compensation is paid directly to you
£8bn+
Estimated owed to UK consumers
£829
Average payout per agreement
2026
FCA scheme payments expected
ClaimWise UK Ltd is authorised and regulated by the Financial Conduct Authority (FRN: TBC) · ICO Registration: TBC
Registered Office: Third Floor Langdon House, Langdon Road, Swansea, SA1 8QY
You do not need to use a claims management company to make a claim. You can complain to your lender directly for free, or via the Financial Ombudsman Service.